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Opening a SIMPLE IRA

Opening a Simple IRA requires more forms / information than a Traditional IRA. Schwab cannot open a Simple Plan account for a participant (client) without the Plan being established at Schwab with a Plan master.

While an IRA Application opens an account, the Adoption Agreement is required to establish the plan. The Employer's agreement is a contract between the employer (client) and Schwab.

To get started on the Adoption Agreement and Employer Agreement, please upload all of the required information to Box.com

To get started on the Participant Account(s), please upload all of the required information to Box.com

contributing to the plan

You must have Author or Collection Owner permission to create Guru Cards. Contact your team's Guru admins to use this template.